641 Bellcastle Rd, Lexington, KY 40505

Property Description

This lovingly maintained, single-owner home offers five bedrooms, three full bathrooms, and 2,354 finished square feet of flexible living space across two levels. The main floor features hardwood flooring, a spacious living room, an eat-in kitchen with ample cabinetry, two guest bedrooms, a full hall bath, and a primary suite with a private bath and walk-in shower. The finished lower level includes two additional bedrooms, a full bathroom, laundry area, and a comfortable den with a wood-burning fireplace and optional gas connection. Major features include a whole-house Generac generator, newer roof and furnace, custom Amish-crafted windows, an attached garage, and a detached two-car garage—providing three garage spaces in total. Numerous improvements were completed in 2026, including plumbing, electrical, structural, roof-ridge, chimney, and masonry repairs. **SPECIAL FINANCING OPPORTUNITY!** This property qualifies for a local lender's Low-to-Moderate Income (LMI) loan program with **NO BUYER INCOME LIMITS!** Qualified buyers may purchase with as little as 3% down, NO private mortgage insurance (PMI), and below-market interest rates with 30-year fixed and 7-year ARM options. The program offers a minimum credit score of 640 and potential financing assistance for the down payment. Ask your agent for details about this unique financing opportunity! This home is offering abundant space, additional garage capacity, and attractive financing options, 641 Bellcastle Road is ready for its next owner! Property being sold As-Is. Financing subject to lender approval and program guidelines.