$235,000 RARE OPPORTUNITY. 3% INTEREST. The loan on this home is assumable and we are looking for someone to pay the equity on the home and take over the loan at 3%. This is a perfect starter home or investment property. Near lots of shopping and restaurants. HOA covers lawn care, roof replacement, and more. Brand new HVAC system! 3 Beds ⋅ 2 Baths ⋅ 1709977 MLS RARE OPPORTUNITY. 3% INTEREST. The loan on this home is assumable and we are looking for someone to pay the equity on the home and take over the loan at 3%. This is a perfect starter home or investment property. Near lots of shopping and restaurants. HOA covers lawn care, roof replacement, and more. Brand new HVAC system! 4424 Baygarden Ct, Louisville