Downtown Homes with Finished Basement

Downtown Homes with Finished Basement

Welcome to Downtown, Kentucky – a vibrant and dynamic subdivision that perfectly blends urban convenience with a welcoming community atmosphere. Nestled in the heart of the Bluegrass State, Downtown offers residents the best of both worlds: the excitement of city living paired with the charm of a tight-knit neighborhood.

One of the standout features of homes in this area is the availability of properties with finished basements. These versatile spaces provide homeowners with endless possibilities, whether you're looking to create a cozy family room, a home office, or even a guest suite. The finished basements in Downtown homes are designed to maximize both functionality and comfort, making them perfect for entertaining friends or enjoying a quiet night in.

The Downtown subdivision is also known for its accessibility to local amenities. Residents can enjoy a variety of restaurants, shops, and parks, all within walking distance. The vibrant arts scene and community events add to the charm, making it easy to connect with neighbors and foster lasting friendships.

Families will appreciate the proximity to quality schools, while professionals will benefit from the easy commute to nearby business districts. Whether you’re a first-time homebuyer or looking to upgrade, the homes in Downtown with finished basements offer a unique opportunity to enjoy a stylish and practical lifestyle in one of Kentucky's most desirable areas.

Come explore Downtown, where your dream home awaits!

Newest Downtown Homes with Finished Basement

42 Samuels Avenue, Mt Sterling
$265,000
4 Beds ⋅ 2 Baths ⋅ 26027296 MLS
Thoughtfully Updated 4BR/2BA in Mount Sterling, KY Welcome to 42 Samuel's Avenue, a beautifully updated 4-bedroom, 2-bathroom home offering plenty of space and move-in-ready style in Mount Sterling, Kentucky. This home has been thoughtfully refreshed throughout, giving you modern updates with a true turnkey feel. Step inside to find new flooring and fresh paint throughout, creating a clean, bright, and inviting atmosphere in every room. New light fixtures and plumbing fixtures add a polished touch, while new tile in the bathrooms brings a stylish, updated look to both spaces. Outside, you'll love the fenced-in backyard, the perfect space for pets, play, or simply relaxing in your own private outdoor retreat. With so many quality updates already done for you, this home offers comfort and convenience from the moment you walk through the door. Schedule your showing today!

42 Samuels Avenue, Mt Sterling
1136 Rayburn Dr, Olive Hill
$275,000
4 Beds ⋅ 2 Baths ⋅ 26026376 MLS
Welcome to the desirable Eastwood Addition! This recently remodeled 4-bedroom, 2-bath home offers a great combination of updated finishes, generous living space and outdoor amenities. The entire main level features beautiful hardwood flooring through the living space and bedrooms, both bathrooms are finished with tile and the upstairs bedroom has easy-care laminate flooring. The exterior offers attractive cedar siding across the front with low-maintenance vinyl siding on the remaining three sides, along with a new roof, new gutters and new windows. A convenient ground-level entrance through the dining room provides easy access to the main living area. The basement adds an incredible amount of usable space, including a 1,020-square-foot garage plus approximately 1,000 square feet of wide-open living space, giving you plenty of room for a family room, recreation area, home gym, hobbies or whatever fits your lifestyle. Upstairs is finished into a bedroom with plenty of closet and storage space and even space to install a bathroom! Outside, you'll find a swimming pool and screened porch, creating the perfect setup for relaxing or entertaining during the warmer months. All kitchen appliances, as well as the washer and dryer, remain with the home. The garage is equipped with two brand-new garage doors installed last year, featuring both app-controlled operation and keyless entry. With its recent remodeling, major exterior updates, abundant living and garage space and inviting outdoor areas, this Eastwood Addition home is ready for its next owner.

1136 Rayburn Dr, Olive Hill
205 Midland Pl, Danville
$219,900
4 Beds ⋅ 2 Baths ⋅ 26024891 MLS
Beautifully remodeled 4 bedroom 2 bathroom ranch on a full basement close to downtown Danville. This home has brand new flooring, paint, new kitchen and appliances, and light fixtures among many other updates. The walk out basement provides a great space for entertaining and leads out to the back covered patio area. There is plenty of parking via the side street's driveway that wraps around to the back of the house. Come see it!

205 Midland Pl, Danville
522 N Main St, Harlan
$392,000
5 Beds ⋅ 3 Baths ⋅ 26024164 MLS
Have you often dreamed of having a home with the character and room of an old home and a nice large yard in or just outside of downtown Harlan? Often you either have the lot size you want or the beautiful older home that has stood the test of time and has features you just don't see in the newer homes. If you have been looking then you know how hard that is to find both features here. Here you go! This listing has it all!! With 1.77 acre of fenced in yard 5 bedrooms and 3 baths along with a heated and cooled basement this home is a hard to find gem! There is even a cozy 2 bedroom, 1 bath cottage in the side yard that can be used as a guest house! Like to travel and have an RV? No worries there is a place for it too! The property has a second entrance to the back coming off Ivy Hill where you can park the RV and there is already an electric hook up there for it! Someone is going to get a hard to find unique and wonderful property! It should be you! Call today to set up your showing and see this one of a kind property for yourself!!

522 N Main St, Harlan
211 Willow Street, Mt Sterling
$210,000
3 Beds ⋅ 1 Baths ⋅ 26023851 MLS
USDA 100% Financing Eligible Area — Qualified Buyers May Purchase With $0 Down! Welcome to 211 Willow Street, a 3 bedroom, 1 bathroom home offering 1,872 square feet of living space in a convenient Mt. Sterling location. Built in 2005, this home features a functional layout with laminate flooring on the main level and brand new luxury vinyl plank flooring in the basement, neutral paint colors, central heat and air conditioning, and a spacious kitchen complete with refrigerator, range, dishwasher, and above-the-range microwave. Washer and dryer hookups are available on the main level and the home is all electric with KU Electric and city water through Mt. Sterling Water & Sewer. Solid poured concrete basement walls and 2x6 walls on the main level (buyer to confirm). One of the standout features of this property is the finished walkout basement, offering two larger bonus rooms and flexible space that is hard to find in this price range. One of the three bedrooms is located in the basement and features a window and exterior door. While many homes at this price point offer only one level of living space, this property provides the added benefit of a finished lower level that can be used for extra living area, bedroom, office space, hobby rooms, storage, or recreation. Outside, enjoy a wraparound deck, a 0.24-acre lot, and a large metal storage shed included with the sale. Conveniently located near schools and I-64, this home offers easy access to Winchester, Lexington, Paris, Jeffersonville, Camargo, Owingsville, Sharpsburg, Salt Lick, North Middletown, Preston, and Morehead. Seller is a licensed real estate broker in the state of Kentucky.

211 Willow Street, Mt Sterling
170 E Main St, Paris
$1,350,000
7 Beds ⋅ 6 Baths ⋅ 26022319 MLS
Welcome to 170 E Main Street Let's make 170 E Main Street, Paris, KY your next destination! This exceptional property is a rare find in beautiful Bourbon County, offering an incredible combination of space, acreage, amenities, and beautiful finishes. This impressive home boasts almost 6,500 square feet of living space with 7 bedrooms, 5 full baths, and 1 half bath, providing plenty of room for a large family, entertaining, and all those special family gatherings. Beautiful finishes throughout the home add an elegant touch, while abundant storage ensures you'll have room for everything. Situated on almost 5 acres, the property offers plenty of outdoor space and privacy. Enjoy summer days in the in-ground saltwater pool, complete with a covered patio—perfect for relaxing or entertaining. A storage shed provides additional convenience. For the hobbyist, business owner, or anyone needing extra workspace, the property features a 30' x 40' detached metal shop. And with a 5-car attached garage, there is no shortage of parking or storage space. Properties offering this much living space, acreage, garage capacity, a shop, and a saltwater pool are truly hard to find. 170 E Main Street is a one-of-a-kind opportunity to enjoy the best of spacious country living while being conveniently located in beautiful Paris and Bourbon County. Come see all that this remarkable property has to offer—you won't want to miss this rare find!

170 E Main St, Paris
1000 Regency Rd, Danville
$298,000
4 Beds ⋅ 2 Baths ⋅ 26021908 MLS
Welcome to 1000 Regency Road, a beautifully renovated 4-bedroom, 2-bath home in a desirable Danville neighborhood. This move-in-ready property offers modern updates, comfortable living, and classic charm on a spacious 0.48-acre lot. Step inside to a bright, open-concept living space with brand-new flooring throughout. The completely remodeled kitchen features stylish new cabinetry, sleek countertops, and updated finishes — plenty of space for cooking and entertaining. Outside, enjoy the brand-new back deck, perfect for morning coffee or weekend gatherings, plus room to spare for gardening and recreation. A brand-new roof adds lasting value and peace of mind. Seller is also offering a $6,500 credit toward a new HVAC system, and is motivated to sell. This turnkey home is ready for its next owner — bring your offers!

1000 Regency Rd, Danville
847 Shadeland Dr, Danville
$274,900
3 Beds ⋅ 2 Baths ⋅ 26020536 MLS
Location, Location, Location! This very unique property, located just off Lexington Ave. & Maple, is only 3 blocks from Centre College. This mid-century modern multi--level home boasts a welcoming entry, original hardwood floors, plenty of natural light in the kitchen and living room, an attached garage, & much more! There are also USB outlets, tech track lights, a butcher block insert, a stainless island, ceiling fans and lots of character. The finished walk-out basement features the attached garage, laundry room, a designated office area with a built-in desk and shelving unit, as well as a den that could easily convert to a 4th bedroom. The quarter-acre corner lot has a fully fenced backyard and a fire pit. The screened-in back porch is a truly peaceful setting. Home being sold as-is. Buyer's/buyers' agent to verify schools and square footage (provided by PVA and is approximate). Daylilies in front do not convey. Potential buyers can expect to see newly updated photos in the near future. This home is truly one of a kind and a must see!!!

847 Shadeland Dr, Danville
321 N 8th St, Paducah
$999,900
5 Beds ⋅ 6 Baths ⋅ 26021450 MLS
Rarely does a Lower Town home combine historic character, luxury updates, exceptional entertaining spaces, and income potential with a separate apartment, so beautifully. This is a truly special opportunity to own one of the neighborhood's finest homes. This Victorian will exceed your expectations with tall ceilings, rich hardwood floors, stained glass windows, functioning pocket doors, abundant natural light, and thoughtful updates that create a home that is both timeless and effortlessly livable. A welcoming front porch leads into a grand foyer and staircase. Beyond, the living room is open to the kitchen and dining designed for both everyday living and unforgettable gatherings. The spectacular dining room addition comfortably seats 12 and flows seamlessly into the beautifully remodeled kitchen featuring generous workspace with double ovens, a large walk-in pantry, and a conveniently located first-floor laundry room. The luxurious first-floor primary suite offers a private retreat complete with its own fireplace and a spa-inspired ensuite bath featuring an incredible 12-jet walk-in shower. Unique architectural details and one-of-a-kind spaces make this home truly unforgettable. Descend to the hidden speakeasy-style wine cellar with its cozy fireplace—an entertainer's dream. Upstairs, hidden bookcases add charm, character, and clever storage, while the 4 generously sized bedrooms offer large closets, beautiful views, and all the timeless appeal expected in a historic Victorian. In addition, there is a 2nd floor bonus room with coffee bar. A modern twist providing comfort to large families or guests. Step outside to your own private backyard oasis featuring an outdoor fireplace, kitchen prep area, and inviting spaces for dining, relaxing, and entertaining beneath the stars. Adding even more value is the detached three-car garage with a private one-bedroom apartment above, currently producing approximately $2,400 per month in rental income. Whether you're looking for supplemental income, guest accommodations, a home office, or multigenerational living, this flexible space is an exceptional bonus. From peaceful mornings on the front porch to elegant dinner parties, evenings gathered around the fire, and the financial benefit of an income-producing apartment, this remarkable property offers a lifestyle that's difficult to replicate.

321 N 8th St, Paducah
746 N 3rd St, Richmond
$250,000
4 Beds ⋅ 2 Baths ⋅ 26019203 MLS
Welcome home to this spacious, move-in ready ranch with 4 bedrooms, 2 full baths, and plenty of room to spread out! With two bedrooms and a full bath on each level, the finished walkout basement offers flexible space that's perfect for a family room, home office, guest area, or playroom. The kitchen features granite countertops, and luxury vinyl plank and tile flooring throughout make for easy upkeep. Step outside and enjoy the covered front porch, a covered back deck overlooking the large fenced backyard, and a covered patio below—great for relaxing no matter the weather. The backyard also includes a fire pit, a mulched play area, and a storage shed for extra storage. Located just minutes from downtown Richmond, with quick access to the Richmond Bypass and I-75, this home offers both convenience and comfort in a great location.

746 N 3rd St, Richmond
102 E Lexington Ave, Danville
$799,000
5 Beds ⋅ 6 Baths ⋅ 25003424 MLS
A Historic Masterpiece of Unparalleled Value. Step into a world of timeless elegance at 102 East Lexington Ave, the most unique and artistically inspired Colonial estate in downtown Danville. Now newly priced to present an extraordinary opportunity, this 1915 architectural gem seamlessly blends historic grandeur with turnkey modern luxury. Spanning 6,191 square feet across four finished levels, the residence features custom ceiling and wall artistry, 5 bedrooms, and 6 baths. Every corner showcases meticulous preservation alongside structural updates including a newer roof, HVAC, and exterior weatherproofing. Complemented by serene custom gardens and a detached 3-car garage, this iconic cornerstone home is now accessible at an unmatched market value. Experience Danville's finest historic living today.

102 E Lexington Ave, Danville
277 E High St, Lexington
$3,790,000
26008699 MLS
Highly Visible Downtown Office Space or amazing redevelopment opportunity. Position your brand at the center of it all. This iconic office building offers a rare combination of high-profile visibility and unparalleled convenience in the heart of downtown Lexington.Designed for firms that value both prestige and practicality, this property ensures your team and your clients are always exactly where they need to be. Situated on a high-traffic corridor, the building's striking architecture provides a "billboard effect" for your business, capturing the attention of thousands of commuters and pedestrians daily. Onsite Private Parking: Say goodbye to the downtown "parking hunt." This building features a dedicated onsite parking lot, providing seamless access for employees and a premium, stress-free experience for visiting clients.Walkable Urban Lifestyle: Step out the front door and into Lexington's vibrant core. You are minutes away from the District Courts, City Hall, and the city's finest dining, coffee shops, and banks. Building consists of 24 offices 8 half baths, 2 break areas, 1 training room, Server Room, File room, 2 copy rooms and a reception area. Don't miss the opportunity to occupy one of the most recognizable professional hubs in Central Kentucky. Whether you are a growing tech firm, an established law practice, or a creative agency, this building offers the identity and infrastructure required for your next chapter of growth.

277 E High St, Lexington
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