Rural Homes under $400,000

Rural Homes under $400,000

Welcome to the serene and picturesque world of rural living in Kentucky! Nestled in the heart of the Bluegrass State, this charming subdivision offers a unique blend of tranquility and community spirit, making it an ideal place to call home. With sprawling landscapes, lush greenery, and an abundance of fresh air, you’ll find a peaceful retreat from the hustle and bustle of city life.

Our homes, all priced under $400,000, provide an incredible opportunity for first-time buyers, families, and those looking to downsize. Each residence is thoughtfully designed to maximize comfort and functionality, offering spacious layouts and modern amenities. Whether you’re seeking a cozy cottage or a larger family home, you’ll discover a variety of styles that cater to your unique tastes and preferences.

Living in this rural subdivision means embracing a lifestyle where outdoor adventures are just a step away. Explore scenic walking trails, enjoy weekend picnics at local parks, or take in the breathtaking views of rolling hills and vibrant sunsets. The community is also rich in local culture, with farmers' markets, seasonal festivals, and friendly neighbors who are always ready to lend a helping hand.

Conveniently located, you’ll have easy access to nearby towns for shopping, dining, and entertainment, while still enjoying the peacefulness that rural life offers. If you’re ready to invest in a home that combines affordability with a charming rural lifestyle, this subdivision in Kentucky is waiting for you. Come and experience the magic of country living today!

Newest Rural Homes under $400,000

1019 Topton Rd, London
$199,000
3 Beds ⋅ 2 Baths ⋅ 26027697 MLS
Brand-new beginnings await at 1019 Topton Road! Situated on a beautiful .553-acre lot, this new construction home pairs the appeal of a fresh start with room to enjoy the outdoors. (Inside pictures to come as inside work completes.) Waterproof engineered wood flooring adds warmth and style while offering practicality for everyday living. A wood fence will be installed along the back boundary line, adding a finishing touch to the spacious lot. Whether you envision a garden, an outdoor gathering space, or simply a place to relax, there's room to create your own retreat. Discover the possibilities of a brand-new home in London, Kentucky—schedule your showing today!

1019 Topton Rd, London
1055 Topton Rd, London
$215,000
3 Beds ⋅ 2 Baths ⋅ 26027696 MLS
Start fresh in this newly constructed home at 1055 Topton Road in London, KY! Situated on a beautiful, spacious .565-acre lot, this property offers room to enjoy the outdoors and make the space your own. A wooden fence is planned along the back boundary line, adding a finishing touch to the setting. Inside, waterproof engineered wood and laminate wood flooring combine the warmth of a wood look with easy-care practicality. Enjoy the appeal of brand-new construction—schedule your private showing today!

1055 Topton Rd, London
22825 Us 60, Olive Hill
$210,000
4 Beds ⋅ 2 Baths ⋅ 26027685 MLS
Exceptional acreage and comfortable country living in Carter County! Situated on 21+- private acres, this 2003-built manufactured home rests on a permanent block foundation and offers 1,680 sq. ft. of well-planned living space. Inside, you'll find a spacious 4-bedroom, 2-bathroom layout designed for everyday ease, complemented by a backup propane wall heater for reliable year-round peace of mind. Outdoor living shines with a welcoming covered front porch, a back porch with convenient ramp access, and an above-ground pool with an attached deck perfect for summer relaxation. The expansive acreage provides endless possibilities for recreation, homesteading, or hunting, complete with a detached 24x24 pole barn as well as a shed for additional storage or equipment. Conveniently situated equal distance between Morehead and Olive Hill, giving you easy access to dining, shopping, and regional amenities while keeping your quiet rural lifestyle. Properties offering this much land and versatility don't last long—book your showing today! — Property has been in the family for 70+ years and has never been logged during ownership — Videos available upon request — AGENTS PLEASE REFER TO WRITTEN DIRECTIONS OR USE COORDINATES THAT ARE PROVIDED IN THE DIRECTIONS SECTION — HOME IS NOT IN A FLOOD ZONE, A SITE ELEVATION SURVEY HAS BEEN COMPLETED AND CAN BE PROVIDED

22825 Us 60, Olive Hill
1041 Topton Rd, London
$170,000
2 Beds ⋅ 2 Baths ⋅ 26027680 MLS
Newly Remodeled!!! Classic 1953 charm meets fresh, modern updates! Situated on a spacious 0.474-acre lot, this newly renovated home offers the character of an established property with the modern conveniences today's buyers are looking for. Step inside to a beautifully refreshed interior featuring waterproof luxury vinyl flooring throughout, providing both style and durability for everyday living. Recent renovations also include a brand-new HVAC system and new appliances, giving buyers added comfort, convenience, and peace of mind from day one. Outside, the generous lot provides plenty of room to enjoy the outdoors, entertain, garden, or simply relax and appreciate having nearly half an acre to call your own. Conveniently located in London, Kentucky, this move-in-ready home combines timeless character with thoughtful updates and modern finishes. Come see how beautifully this 1953 home has been brought back to life and made ready for its next chapter!

1041 Topton Rd, London
3859 Millersburg Ruddles Mill Rd, Paris
$259,000
3 Beds ⋅ 1 Baths ⋅ 26027674 MLS
Step back in time and appreciate the craftsmanship and character of this charming older home situated on 2.7 acres along Millersburg Ruddles Mill Road. From the generous room sizes to the details that simply aren't found in newer construction, this home has a special feel and plenty of potential. Offering 3 bedrooms and 1 bath, the spacious floor plan includes a living room, den, formal dining room, kitchen, laundry room, and a main-level bedroom. The home has stood the test of time and is ready for its next chapter. Some repairs and updating are needed, giving the new owner an opportunity to restore its original beauty while adding their own style along the way. If you appreciate older homes, large rooms, acreage, and the chance to bring a piece of history back to life, this one is worth a look! Cash or conventional financing only.

3859 Millersburg Ruddles Mill Rd, Paris
682 Copperhead Rd, Paint Lick
$199,500
2 Beds ⋅ 1 Baths ⋅ 26027615 MLS
This adorable 2-bedroom, 1-bath ranch home offers a practical layout with all-new flooring and fresh paint throughout. Recent improvements include updated electrical, HVAC, and plumbing, providing important modern upgrades while maintaining the home's established character. Inside, built-in bookshelves add charm and functionality, while decorative shelving in the kitchen/dining area provides additional display and storage space. A Google Nest thermostat offers convenient control of the home's heating and cooling. Outside, an RV plug adds extra versatility for RV owners, campers, or those needing convenient exterior power. If you're looking for an affordable ranch home with character on nearly an acre of land and valuable recent improvements, this property is the one for you!

682 Copperhead Rd, Paint Lick
40 Cedgap Rd, Louisa
$205,000
1 Baths ⋅ 26027583 MLS
Here is your opportunity to own a piece of local history with this former country store! This gem is located in Lawrence County with a history of serving the surrounding community and recreational traffic. The property previously operated as a traditional country store offering regular grocery items and also included a bait shop, kitchen/food service area, and gasoline sales. The layout provides an opportunity for a new owner to consider a variety of commercial or recreational support uses, subject to any applicable requirements and approvals. The location is especially noteworthy for its proximity to Yatesville Lake and the surrounding recreational areas. Yatesville Lake is approximately 2,300 acres and offers boating, fishing, seasonal hunting and other outdoor recreation. Nearby Yatesville Lake State Park provides camping, hiking, horseback riding, swimming and access to Eagle Ridge Golf Course, an 18-hole public course. Also nearby is the 80-acre Lawrence County Wilderness Park, located adjacent to the Yatesville State campground and boat launch area, offering additional camping, cabin rentals, picnic areas, beach areas and other recreational amenities. With its past use as a country store, bait shop, kitchen and fuel stop, 40 Cedgap Road presents an opportunity to reimagine a recognizable rural commercial property serving local residents, fishermen, hunters, campers and visitors traveling to the Yatesville Lake area.

40 Cedgap Rd, Louisa
3999 Mckee Rd, Irvine
$235,000
2 Beds ⋅ 26027580 MLS
Welcome to 3999 McKee Road in Irvine, Kentucky, where nearly 75 acres of Kentucky land offer endless possibilities for recreation, farming, hunting, fishing, homesteading, or simply enjoying the peace and privacy of the countryside. This beautiful property features a small cabin, making it the perfect starting point for a weekend getaway, hunting retreat, homestead, Airbnb, or future building site. With approximately 75 acres to explore, there is plenty of room to create the property you've always dreamed of. Whether you're looking for a place to escape the hustle and bustle, build your dream home, enjoy the outdoors, or invest in Kentucky land, this property is worth taking a look at. Located in the Irvine area of Estill County, this is an opportunity to own a substantial piece of Kentucky countryside with plenty of potential.

3999 Mckee Rd, Irvine
7120 Us-127, Albany
$249,000
3 Beds ⋅ 2 Baths ⋅ 26027565 MLS
YOUR LAKE LIFE STARTS HERE! If you've been dreaming of a place where adventure is always just minutes away, THIS is the opportunity you've been waiting for! This incredible property is literally surrounded by some of the best lake, river, and outdoor recreation opportunities in the region. Whether your passion is boating, fishing, kayaking, hunting, hiking, or simply enjoying the peaceful Kentucky/Tennessee countryside, you'll be hard-pressed to find a location with this much access! Located just 10 minutes from Lake Cumberland, you're also only a short drive from Grider Hill Marina, Wolf Creek Dam, and the Cumberland River. Want even more water? Dale Hollow Lake is approximately 20 minutes away, while Rowena, Wisdom Dock, and Wolf River are all around 15 minutes from your front door. And for those who enjoy a beautiful sunset and a night out, Sunset in Byrdstown, Tennessee is just 15 minutes away! And then there's the home itself... This beautifully constructed manufactured home offers approximately 2,475 square feet of living space, with a spacious 35' x 76.5' footprint and a thoughtfully designed, high-end open-concept layout that gives the home a modern, spacious feel. The construction was designed with efficiency and durability in mind, featuring 2x6 insulated exterior walls to help provide excellent energy efficiency and savings on utility costs. The home is also secured with concrete hurricane tie-downs, providing added peace of mind. Inside, the open-concept living area creates the perfect gathering space, complete with a propane fireplace that adds warmth and character to the living room. Step outside and you'll find even more room to enjoy the property. A large covered back porch provides the perfect place to relax after a day on the water, enjoy your morning coffee, or entertain friends and family. The front of the home also features a 10' x 20' covered concrete porch, giving you even more outdoor living space. The property includes approximately 2 acres, giving you room to spread out while keeping you incredibly close to an endless list of recreational destinations. Lake Cumberland. Dale Hollow. Wolf River. Cumberland River. Multiple marinas and docks. Wolf Creek Dam. You're not just buying a home — you're buying access to an entire lifestyle. If you've been looking for a place where you can live, relax, entertain, and play all year long, this one deserves a serious look! Come see why this location could be the perfect home base for your next adventure.

7120 Us-127, Albany
15 Maryland Ave, Winchester
$220,000
3 Beds ⋅ 1 Baths ⋅ 26027559 MLS
Charming, move in ready 3-bedroom home just minutes from downtown Winchester! This inviting home features LVP flooring throughout, beautiful granite countertops, and a practical layout that makes everyday living easy. With three bedrooms and a full bath, there's plenty of space to make it your own. Enjoy the convenience of being close to downtown Winchester, local dining, shopping, and everything the community has to offer. Come see all this place has to offer and discover your next place to call home!

15 Maryland Ave, Winchester
326 Roberts Rd, Stanton
$128,000
5 Beds ⋅ 1 Baths ⋅ 26027546 MLS
Looking for a little more space and a property you can truly make your own? Welcome to 326 Roberts Road! Sitting on approximately 1.5 acres in Stanton, this 5-bedroom home offers plenty of potential with hardwood floors, an updated kitchen, first-floor bedrooms, and an unfinished lower level providing additional storage space. Outside, you'll find a fenced yard and two storage buildings with plenty of room for tools, outdoor gear, hobbies, or extra storage. High-speed internet and public water add everyday convenience while still giving you the space and quieter setting of country living. Located in the heart of Stanton, you're within easy reach of town while also being near the Red River Gorge and Natural Bridge area, making hiking, kayaking, climbing, and some of Kentucky's best outdoor recreation practically your backyard. Whether you're looking for a full-time home or simply a property with room and potential, this one is ready for its next chapter!

326 Roberts Rd, Stanton
840 Old Lair Rd, Cynthiana
$285,000
3 Beds ⋅ 2 Baths ⋅ 26027535 MLS
Welcome to 840 Old Lair Road! This wonderful one-level brick ranch offers comfortable living in a convenient Cynthiana location. Featuring 3 bedrooms and 2 full baths, the home sits on over an acre, providing plenty of room to enjoy the outdoors while still being just minutes from schools and downtown. Inside, you'll find a freshly painted interior that feels bright and welcoming throughout. Recent updates include a new roof, adding peace of mind for the next owner. A two-car garage provides convenient parking and storage, while an additional storage building offers even more space for tools, lawn equipment, or hobbies. With its spacious lot, one-level layout, and great location, this home is ready for its next owner!

840 Old Lair Rd, Cynthiana
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